“Our approach to property investment is practical and transparent. ”
– DATUK DR GARY CHUA –
Awards & Recognitions

Datuk Dr Gary Chua
“My belief is that EVERYONE can make money from property investments, no matter who they are.”
Datuk Dr Gary Chua is the brain child behind this unique and results-driven system for property investments. He was conservative in purchasing property in the early stages.
After 11 years of banking experience with his pulse on the property market in Malaysia, Datuk Dr Gary Chua decided to get out of his comfort zone and make a difference by reinventing the property investment model.
In 2013, Datuk Dr Gary Chua created the SMART Financing system which he applied to purchase more than RM20 million worth of property for himself.


Before devoting his time to S.M.A.R.T. Financing, he worked in the banking industry, both local and international banks, for more than 11 years. He has creatively turn these experiences and knowledge into system called SMART financing which has given him an edge in his property investment journey. He is regularly invited to share his views, comments and insights on Property Magazines, Expos, Developer Launches and Conventions. Due to his expertise, he has also been featured in various sources of media such as Magazines, Newspapers, Television, and Radio Stations.
Datuk Dr Gary has been awarded:
– Top 100 “Most Influential Young Entrepreneur 2017” (MIYE)
– The BrandLaureate Prominent Brand Awards : Brand Leadership Award 2018
– Worldwide Excellent Award 2018
– High Flyer Award 2019
– Guinness World Records 2022 : Largest Financial Investment Lesson
– Conferred with “DARJAH PANGKUAN SERI MELAKA 2023” carrying with title (Datuk)
Under his leadership the company has been awarded:
– The BrandLaureate Prominent Brand Awards : Property Investment Solution Award 2018
– SME100AWARD 2018
– Golden Bull Award 2019
– Malaysia Book Of Record 2020
– CSR Malaysia (Sustainability) Awards 2020
– Malaysia Digital Entrepreneur Awards 2022 : Outstanding Investment Education
– 2021/2022 Malaysia Champion Young Entrepreneur
– 2023 Malaysia Digital Chamber of Commerce (MDCC) : Excellence In Financial Investment Education
He is a philanthropist and visionary where his great passion is to link everyone’s future to financial freedom through a platform he created to share his secret of success. Today, his sole purpose is to help his members master the skill to produce Smarter Results to achieve Financial Freedom through S.M.A.R.T. Leveraging. The SMART Financing system has successfully helped S.M.A.R.T. members acquire more than RM6Billion worth of properties in the past 10 years.
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